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Affordable Life Insurance

When searching online for the best and most affordable life insurance policy quotes, many companies claim to be the cheapest. Compare the reviews and costs of these companies, and you'll find that Aptus Insurance has the best choice of policies with low rates.

Aptus helps you find all major types of life insurance plans, with the added benefit of being affordable. Policies brought to you through Aptus include term life, whole life, and universal life insurance.

Term life insurance is a simple, temporary type of life insurance that can be the most affordable. Premiums for term life insurance are variable once the temporary period (or "term") has expired. The term can be chosen with the help of a life insurance agent, and can vary from one year to as many as thirty years. Because term life insurance is simple and the cheapest form of life insurance, it is the most common of the policies purchased.

Whole life insurance, as the name implies, is a type of life insurance that covers the insured through their entire life. Unlike term life insurance, whole life insurance accumulates value over time. Whole life insurance policies can be borrowed against, and sometimes pay dividends to the insured. The benefit paid under whole life insurance is often tax free.

Universal life insurance is considered an investment. Similar to whole life insurance, universal life insurance adds the dimension of interest that is added to the cash value of the policy. Additional payments beyond the premium can also be made to add to cash value. Loans and withdrawals can be taken against universal life insurance policies.

If cheap life insurance with top ratings is what you're looking for, look no further than Aptus Insurance! Find your way to peace of mind by filling our quick survey for a free quote today!

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